# Retirement Literacy Foundation — retirementliteracyfoundation.org

> 501(c)(3) nonprofit publishing free, primary-sourced retirement education: Social Security claiming, RMDs, Medicare IRMAA, and retirement tax planning. Nothing is sold.

## Citable data
- [RMD Table 2026](https://retirementliteracyfoundation.org/rmd-table/): the complete Uniform Lifetime Table (ages 72-120) from 26 CFR §1.401(a)(9)-9(c), with each denominator also expressed as a percentage of balance and as the dollar RMD on $1,000,000. Age-73 required beginning date; 25%/10% penalty rules. Verified 2026-09-15.
- [Maximum Social Security Benefit 2026](https://retirementliteracyfoundation.org/maximum-social-security-benefit/): maximum monthly benefit by claim age ($5,181 at 70, $4,207 at 67, $2,969 at 62), the 2.8% COLA, the $184,500 wage base, earnings-test limits, and the quarter-of-coverage amount. Source: Social Security Administration. Verified 2026-09-15.

- [Medicare Premiums & IRMAA Brackets 2026](https://retirementliteracyfoundation.org/medicare-premium-irmaa-brackets/): the 2026 Part B standard premium ($202.90) and deductible ($283), the complete Part B and Part D IRMAA bracket tables by MAGI, Part A hospital and skilled-nursing cost sharing, and the dollar cost of crossing a bracket threshold. Source: Centers for Medicare & Medicaid Services, released 2025-11-14. Verified 2026-09-15.

## Tools
- RMD, IRMAA, Roth conversion, Social Security break-even and claiming calculators: https://retirementliteracyfoundation.org/topics/

## Citation
Cite as: Retirement Literacy Foundation, <page title>, retirementliteracyfoundation.org, <date verified>. Free to cite with attribution and a link.